Want to Quit Your 9-5 and Pay Off Debt? Start Here.

If you’re dreaming about quitting your 9-5 and paying off debt, but don’t see how both could be possible at the same time, you’re not alone.

Maybe you’re stuck in a job that drains your energy. Maybe you’ve been side-hustling on nights and weekends, secretly wishing you could just go all in on your business.
But there’s one thing holding you back: debt.

Student loans. Credit cards. That “I’ll just put this on Klarna” life.
And while you crave freedom, you're also carrying the weight of financial pressure.

So let’s be real:

Quitting your job and paying off debt is possible. But it requires a different kind of strategy and a radically different mindset.

Here’s where to begin.

Step 1: Shift from Survival Mode to Vision Mode

First things first: Let’s get out of reactive survival thinking.
The goal isn’t to jump from one job-like situation to another. It’s to build a business that aligns with your energy, values, and desired lifestyle.

Ask yourself:

  • What does freedom actually look like to me?

  • If I weren’t operating from fear, what would I build?

  • Who do I need to become to hold more wealth with ease?

This is how you begin shifting your mindset from “I’m stuck” to “I’m building something different.”

🌀 If this speaks to you, my Rich Beyond Corporate Toolkit was made for this exact moment. It’s your roadmap for making income moves aligned with your freedom vision.

Step 2: Reframe Your Relationship With Debt

Debt is not a moral failure.
It’s a symptom of larger systemic issues, especially for women, femmes, and people of color who were never taught how to build wealth outside of a corporate structure, or who were not afforded a leg-up through privilege.

Instead of shame, try curiosity:

  • What did this debt give me access to?

  • How can I honor the version of me that said yes to it?

  • What would happen if I treated my money like a relationship, not a threat?

Enter: the money date.
A weekly ritual to check in, reset your intentions, and stay connected to your numbers, without spiraling.

Pro tip: Use your money date to track income, review expenses, and speak life over your goals. Light a candle. Put on a playlist. Make it sacred.

Step 3: Design a Business That Pays You and Your Debt

Here’s where we shift from dreaming to doing.

The fastest way to quit your job and pay off debt? Build a business model that creates consistent income and aligns with how you want to work.

Here’s what that can look like:

  • An aligned signature offer that solves a clear problem

  • A simple funnel that turns followers into clients

  • A pricing structure that supports both your lifestyle and debt payoff goals

Your business doesn’t need to be big, flashy, or overwhelming. It needs to be sustainable, rooted in your gifts, and designed to pay you first.

Step 4: Start Before You Feel Ready

Freedom isn’t something you wait for. It’s something you create, one decision at a time.

You don’t need to have your debt paid off first.
You don’t need to have it all figured out.
You just need to take the next aligned step.

🧠 Think of this as your permission slip to start now, on your own terms.

Your Next Step: Get the Free Rich Beyond Corporate Toolkit

This toolkit is your first step toward building a business and wealth outside of the corporate grind.

Inside, you’ll get:

  • Tools to clarify your offer + income goals

  • My signature Money Date ritual for mindset + money alignment

  • A new framework for building freedom sustainably

📥 Download the Rich Beyond Corporate Toolkit now. Click here.

Final Thoughts

You’re not asking for too much. You’re simply being called into a life that honors your deepest values.

Quitting your 9-5 and paying off debt at the same time is radical, and absolutely possible.

With the right strategy, support, and self-trust, you can build a business that frees you financially, emotionally, and spiritually.

So take a breath.

Take your power back.

And take your first step toward freedom.

Kim David

I’m a licensed Real Estate Salesperson in New York State and I serve clients throughout the five boroughs and Long Island. I know that buying a home is a major life decision. I love making this process as transparent as possible and helping my clients actually enjoy this experience.

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How to Build a Business That Honors Your Humanity

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Manifesting Financial Freedom While Starting Your Business